Ghana Cedi (GHS; symbol ¢) = 100 Ghana pesewas. Notes are in denominations of ¢50, 20, 10, 5 and 1. Coins are in denominations of ¢1 and 50, 20, 10, 5 and 1 pesewas.

The exchange rate system has been liberalised and foreign currency is freely available through authorised dealers including banks and foreign exchange bureaux. Cash is exchanged at a more preferential rate than traveller's cheques.

Credit cards (mainly American Express, Mastercard, Diners Club and Visa) are accepted by leading hotels, restaurants, banks, businesses and some shops. Some banks may give cash advances against leading cards. However, those using credit cards should be aware that credit card fraud is common. In large urban areas such as Accra and Kumasi ATMs are commonplace.

To avoid additional exchange rate charges, travellers are advised to take traveller's cheques in US Dollars or Pounds Sterling. Traveller's cheques can be exchanged in large hotels, banks and foreign exchange bureaux.

Restrictions apply.

Mon-Thurs 0800-1400; Fri 0800-1500.