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Currency
Ghana Cedi (GHS; symbol ¢) = 100 Ghana pesewas. Notes are in denominations of ¢50, 20, 10, 5 and 1. Coins are in denominations of ¢1 and 50, 20, 10, 5 and 1 pesewas.
Currency Exchange
The exchange rate system has been liberalised and foreign currency is freely available through authorised dealers including banks and foreign exchange bureaux. Cash is exchanged at a more preferential rate than traveller's cheques.
Credit/Debit Cards and ATMs
Credit cards (mainly American Express, Mastercard, Diners Club and Visa) are accepted by leading hotels, restaurants, banks, businesses and some shops. Some banks may give cash advances against leading cards. However, those using credit cards should be aware that credit card fraud is common. In large urban areas such as Accra and Kumasi ATMs are commonplace.
Traveller's Cheques
To avoid additional exchange rate charges, travellers are advised to take traveller's cheques in US Dollars or Pounds Sterling. Traveller's cheques can be exchanged in large hotels, banks and foreign exchange bureaux.
Currency Restrictions
Restrictions apply.
Banking Hours
Mon-Thurs 0800-1400; Fri 0800-1500.
Exchange Rate Indicators
| Date | Jul 08 |
| £1.00= | ￠2.16 |
| $1.00= | ￠1.09 |
| €1.00= | ￠1.73 |