Armenian Dram (AMD) = 100 luma. Dram notes are printed in denominations of AMD50,000, 20,000, 10,000, 5,000, 1,000 and 500. Coins are in denominations of AMD500, 200, 100, 50, 20 and 10.

Foreign currencies can be exchanged at the airports, banks and most hotels and shops during normal opening hours. US Dollars are the most widely recognised foreign currency. Visitors using the national currency are advised to carry plenty of small change as some shops and, particularly markets, may be unable to accept large denominations.

Major credit cards are accepted in most cities. There are ATMs in major cities.

These are accepted in a few shops and hotels. To avoid additional exchange rate charges, travellers are advised to take traveller's cheques in US Dollars.

Restrictions apply.

Mon-Fri 0900-1500. Exchange offices are open until midnight and also operate at weekends and on public holidays.