Zloty (PLN; symbol zł) = 100 groszy. Notes are in denominations of zł200, 100, 50, 20 and 10. The new coins are in denominations of zł5, 2 and 1, and 50, 20, 10, 5, 2 and 1 groszy.

Foreign currency can be exchanged at all border crossing points, hotels and bureaux de change, some of which are open 24 hours. Hotel rates and goods in large stores may also be listed in Euros, but payment is nearly always expected in Zloty.

American Express, Diners Club, MasterCard and Visa are accepted in larger establishments. Cash can be obtained from Visa credit and debit cards at banks and from ATMS. Maestro cards are also accepted by some ATMs.

Readily exchanged but usually more expensive and troublesome than ATM withdrawals. To avoid additional exchange rate charges, travellers are advised to take traveller's cheques in Pounds Sterling.

Restrictions apply.

Mon-Fri 0900-1600, Sat 0900-1300 in main cities. In smaller towns, banking hours are more limited.