Kwacha (ZMK) = 100 ngwee. Notes are in denominations of ZMK50,000, 20,000, 10,000, 5,000, 1,000, 500, 100, 50 and 20. Coins are in denominations of ZMK10, 5 and 1, and 50 and 25 ngwee.

Exchange of foreign currency is carried out at authorised banks and bureaux de change.

Most hotels, restaurants, travel agents and bigger shops accept credit cards. ATMs are available within Lusaka and some of the major towns in Zambia. Standard Chartered and Barclays Bank have ATMs which accept Visa.

Widely accepted. To avoid additional exchange rate charges, travellers are advised to take traveller's cheques in US Dollars, Euros or Pounds Sterling.

Restrictions apply.

Vary from bank to bank, but most are open Mon-Fri 0815-1430. Some banks are open 0815-1030 on the first and last Saturday of the month.