Euro (EUR; symbol €) = 100 cents. Notes are in denominations of €500, 200, 100, 50, 20, 10 and 5. Coins are in denominations of €2 and 1, and 50, 20, 10 and 5 cents. Note that 1 and 2 cent coins, while valid in other eurozone countries, are not used in Finland.

Foreign currency and traveller's cheques can be exchanged in banks, post offices and at bureaux de change in major cities, ports and airports. Banks tend to charge higher commissions. As there are direct train and bus links from Helsinki to St Petersburg in Russia, it is easy to exchange Euros for Russian Roubles.

All major international credit and debit cards are widely accepted, and ATMs are found in every town and even in small villages.

Traveller's cheques can be exchanged at banks or exchange offices (at a lower commission), and can be used to pay for goods in some tourist-oriented shops. Travellers are advised to take traveller's cheques in Euros, Pounds Sterling or US Dollars.

Mon-Fri 0900-1630 (regional variations may occur).