Money and duty free for Nicaragua
Currency and Money
Currency information
Nicaraguan Córdoba (NIO; symbol C$) = 100 centavos. Notes are in denominations of C$ 1,000, 500, 200, 100, 50, 20 and 10. The C$ 1,000 banknote is less commonly used in daily transactions. Coins are in denominations of C$ 5 and 1, and 50, 25, 10 and 5 centavos.
Credit cards
Credit cards are accepted in larger cities, major hotels, restaurants, and some retail establishments, particularly those catering to tourists. Visa and Mastercard are the most commonly accepted. However, in smaller towns, rural areas, and local markets, cash is preferred.
ATM
ATMs are widely available in urban areas, especially in Managua, Granada, León, and other major cities. They typically offer services in Spanish and English and dispense local currency. Some ATMs, particularly those operated by major banks in tourist areas, also offer US dollars. International cards can be used at many ATMs, but it's best to inform your home bank before travelling to avoid card blocks.
Banking hours
Mon-Fri 08:30-16:30, Sat 08:30-11:30.
Currency restrictions
There are no restrictions on the amount of foreign currency visitors can bring into Nicaragua, but amounts over US$10,000 must be declared on arrival.
Currency exchange
Currency exchange is available at banks, authorised exchange bureaus (casas de cambio), and some major hotels. The US dollar is the only foreign currency that is freely exchangeable in Nicaragua and is widely accepted, particularly in tourist areas. Other foreign currencies are generally not accepted for exchange. It is recommended to bring US dollars in good condition, as damaged or marked notes may be refused. Avoid exchanging money with street vendors due to the risk of counterfeit currency.
Nicaragua duty free
Overview
The following items may be imported into Nicaragua by travellers aged 21 and over without incurring customs duty:
• 20 packets of cigarettes, or 50 cigars, or 500g of prepared tobacco sheaves.
• 5L of alcoholic beverages.
• Personal items, toiletries, make-up, and medicines in reasonable quantities for personal use.
• 2kg of sweets.
• Gifts with a value of up to US$500.
Banned Imports
Restricted items include seeds, plants, fresh food, drones, firearms, and electronic cigarettes.
This list is not exhaustive. Travellers should consult the official customs website or contact the Nicaraguan embassy or consulate in their country for the most up-to-date information.
Banned Exports
Anyone planning to export goods from Nicaragua should check with the Dirección General de Servicios Aduaneros (General Directorate of Customs Services) to ensure compliance with export regulations. Certain goods, including cultural artifacts, endangered species, and specific agricultural products, may require special permits or be subject to restrictions.
